Driving without insurance in Maryland will likely cause a premium increase for several reasons:
Driving uninsured in Maryland can cause major problems. These include large fines and license/registration suspension issues. However, of significant consideration, is future insurance rate hikes. Insurance premium increases may be due to a lapse in coverage and legal violations. This can make it much harder and more expensive to get insured later.
Why it’s important to fight a driving without insurance ticket.
Consequences of Driving Uninsured in Maryland:
- Fines: Starting at $200 for the first 30 days, plus $7 for each additional day, up to a $3,500 annual maximum.
- Criminal Fines: $1,000 fine.
- License & Registration Suspension: Your driver’s license and car registration can be suspended. Driving while suspended can lead to your car being towed and more tickets.
- Points: You can get 5 points on your license. This can further increase rates and risk of license suspension.
- Difficulty Getting Insurance: A lapse in coverage can make you a high-risk driver. This can lead to higher premiums or denial from insurance companies.
If you’re in an accident and you don’t have insurance.
You’ll face all the penalties listed above. Further, you’ll be personally responsible for damages and injuries to the other person. This can lead to financial ruin and bankruptcy. Filing bankruptcy can also affect future insurance costs.
How a lawyer can help you to fight a driving without insurance ticket.
- A Maryland traffic lawyer can evaluate your case to determine any defenses you may have available.
- An attorney can negotiate your case with the state prosecutor for a favorable result.
- A skilled lawyer can help to keep your record clean and thus avoid furture insurance premium hikes.