Will Driving Without Insurance Cause a Criminal Record in Maryland?

Driving without car insurance may result in a criminal record.Driving without car insurance is a misdemeanor.

A misdemeanor crime is not just a regular traffic violation – such as a speeding ticket. If you are convicted, it could result in a criminal record.

Under Maryland Transportation Code § 17-107, it is illegal to knowingly drive an uninsured vehicle. It’s classified as a “jailable offense.” Accordingly, it results in a mandatory court appearance. In other words, you can’t just send in some money for it to go away. 

A misdemeanor conviction usually means an offense that carries the possibility of jail time.  

  • For a first offense: Up to 1 year in jail, a fine of up to $1,000, and 5 points on your driving record.
  • Second offense: Up to 2 years in jail, a fine of up to $2,000, and an additional 5 points.
  • Criminal Record: A conviction can become a permanent part of your criminal record. Hence, you may need to disclose this to future employers.

Is there a way to avoid a conviction for a driving without insurance ticket?

In a word – yes! This is where a skilled Maryland traffic lawyer can help. A traffic ticket attorney can prepare you for your mandatory court date. By following your attorney’s advice, you may be able to avoid a conviction and thus keep your record clean. 

What are some of the steps a Maryland traffic attorney might suggest?

  • If your auto insurance policy was valid at the time of your stop, your lawyer may ask you to provide proof. 
  • If your car insurance was expired at the time of the stop, your traffic attorney may ask you to obtain a valid policy.

A criminal record could make things difficult for you when applying for a new job. Following your driving without insurance lawyer’s advice may help you to keep your record clear. 

Benefits of hiring a driving without insurance attorney.Benefits of hiring a lawyer to help you fight a driving without insurance ticket.

  • Maryland traffic lawyer can evaluate your case to determine any defenses you may have available.
  • An attorney can negotiate your case with the state prosecutor for a favorable result.
  • A skilled lawyer can help to keep your record clean and also avoid future insurance premium hikes.
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