Am I responsible for someone else having car insurance?
No. Not as long as you’re not driving the car. However, as soon as you get behind the wheel, you are responsible to check and make sure there is proof of valid insurance.
What if the owner of the car tells me they have valid car insurance, but they really don’t?
Sometimes the vehicle owner can make a mistake. Their policy could have lapsed without them knowing about it. It’s your responsibility to check. Simply ask the owner where the registration and proof of insurance is located. It’s a natural question to ask before you borrow someone’s car. If you check the insurance card and see it’s expired, then do not drive the car.
What is the best thing I can do after I get a ticket for not having car insurance?
Get a valid policy.
But, what if the person who owns the car won’t cooperate and they refuse to get insurance on their car?
And herein lies the majority of my cases. This is where a skilled lawyer can help you. An experienced attorney knows how to approach the prosecutor in order to resolve this kind of problem.
What if the owner sells the car after I was cited for driving their car without insurance?
Another very common problem. You can’t insure a vehicle that you don’t own. This is another area where a good traffic lawyer can assist you. This is a difficult situation. But, a skilled attorney can help you navigate through this.
What if I got a bunch of other tickets along with the driving without insurance citation?
This is very common. Usually driving without insurance tickets are written along with an assortment of registration violations. Many times a knowledgeable attorney can get some, if not all, of these additional tickets dismissed.
Can I just handle this myself without a lawyer?
I wouldn’t recommend it. An uninsured vehicle citation is a must appear ticket. This means it carries a potential for jail time. Also, it can result in points on your driving record.
Benefits of having a lawyer…
- A skilled negotiator
- Guidance for a favorable result
- Understands the law