Things to consider if you get a ticket for driving without insurance.
Fines:
The Court can impose a fine of up to $1,000 (first offense). The MVA also has a base fine, plus daily penalties for each day you’re uninsured.
License/Registration:
The risk of immediate suspension of driving privileges and confiscation of license plates/registration.
Jail Time:
The possibility of a misdemeanor charge that can lead to one year in jail for a first offense, and up to two years for a second.
Points on Record:
You could have 5 points added to your driving record which will stay on your history for 2 years.
MVA Fees:
There may be costs and fees to restore your registration and driver’s license, including a restoration fee.
Criminal Record:
A conviction for driving without car insurance can result in a permanent mark on your record, affecting future opportunities.
Future Insurance:
You may encounter difficulties obtaining affordable insurance later, as you may be deemed a high-risk driver.
Benefits of hiring a traffic lawyer:
- Legal Knowledge – You have a highly trained legal professional. Someone who understands the specifics of Maryland traffic matters and also the Maryland court system.
- Specific Experience – An experienced traffic lawyer will have handled other driving without insurance cases similar to yours. Most lawyers concentrate on only a few areas. For instance, a contracts lawyer may not understand Maryland insurance law. A lawyer unfamiliar with traffic law may not get you a favorable outcome.
- A Skilled Negotiator – A good criminal lawyer can negotiate with the State prosecutor. A skilled legal samurai knows how to obtain a favorable outcome. And possibly even have the charges dismissed.